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Schedule of Fees & Tariffs

Transparent, competitive pricing structures across commercial banking, global payments, treasury services, and trade financing.

Commercial Tariff Governance

Clear, Predictable Pricing for Enterprise Growth

At Hillridge, we believe institutional banking pricing should be transparent and straightforward. Our fee schedules are designed to deliver maximum value while supporting complex cash management, global payments, and credit needs.

Full Fee Schedule (PDF)

Download the complete, comprehensive master tariff guide.

Download PDF

Tariff Framework

Standard operational conditions and schedule terms.

Effective Date

July 1, 2026 (Annual Tariff Revision)

Billing Frequency

Monthly Account Analysis Statement

Regulatory Governing

CFPB Regulation E, OCC & FDIC Standard Compliance

Custom Agreements

Bespoke pricing available for Enterprise Treasuries (> $10M balance)

Fees are subject to periodic regulatory and market review.
Value Proposition

Our Pricing Commitments

Structured to support long-term enterprise partnerships with competitive rates and predictable cash management costs.

Zero Hidden Costs

Fully transparent pricing breakdowns with zero undisclosed maintenance fees or surprise surcharge penalties.

Tiered Volume Discounts

Scaled pricing tiers that reduce unit costs as your transactional volume and treasury balances expand.

Market-Aligned FX Margins

Institutional FX spot and forward spreads tied directly to live wholesale interbank rate benchmarks.

Consolidated Billing

Clear, itemized monthly analysis statements detailing all account activities and service charges.

Schedule Breakdown

Standard Commercial Tariffs

Browse standard schedules across core corporate banking and international trade lines.

Commercial & Corporate Deposit Accounts

Account maintenance, transaction processing, and cash placement charges.

Service / Activity Standard Rate Waived / Discount Tier
Commercial Operating Account (Monthly) $50.00 / month Waived with $100,000 avg. daily balance
Inbound Domestic Wire (ACH / Fedwire) Free Always Free
Outbound Domestic Fedwire $15.00 per transfer $10.00 for online automated volume (>50/mo)
Same-Day ACH Transfer $1.50 per batch $0.75 for automated API integration
Paper Statement Fee $10.00 / statement Free with e-Statements enabled

Global Payments & SWIFT Transfers

Cross-border payment routing, currency conversions, and SWIFT messaging.

Service / Activity Standard Rate Notes / Execution Method
Outbound SWIFT Wire (G10 Currencies) $25.00 + FX spread Executed via Institutional Treasury Portal
Outbound SWIFT Wire (Exotic / EM) $40.00 + FX spread Non-G10 currency settlement networks
Inbound International Wire $10.00 per credit Applied to incoming foreign currency credits
SWIFT GPI Real-Time Tracking Free Included with all institutional cross-border wires
Repair / Investigation Fee $35.00 per item Applies to incorrect SWIFT IBAN/BIC details

Trade Finance & Credit Instruments

Issuance, advising, and negotiation fees for international trade facilities.

Facility / Instrument Issuance / Commission Rate Minimum Charge
Import Letter of Credit (Issuance) 1.25% p.a. of face value $250.00 minimum
Export Letter of Credit (Advising) $150.00 flat fee Per instrument advised
Standby Letter of Credit (SBLC) 1.50% - 2.50% p.a. Subject to credit underwriting
Bank Guarantee (Performance/Bid) 1.75% p.a. of value $350.00 minimum
Documentary Collection (Inward/Outward) 0.30% of invoice value $125.00 minimum

Require a Custom Enterprise Treasury Rate?

High-volume corporate treasuries and institutional clients qualify for bespoke relationship pricing.

Speak with a Relationship Manager

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