Privacy Statement

1. Information We Collect

To deliver institutional financial, treasury, and trade financing services, Hillridge collects specific types of personal and organizational data:

• Identity & Contact Data: Full legal name, official title, corporate address, business email, phone number, and government-issued identification.
• Financial & Transactional Data: Account balances, SWIFT transfers, wire instructions, credit histories, trade documentation, and payment records.
• Technical & Usage Data: IP addresses, browser specifications, login telemetry, session metadata, and authentication activity.
• Compliance & Regulatory Data: Beneficial ownership records, Politically Exposed Person (PEP) status, and Know Your Customer (KYC) documentation.

2. How We Use Your Data

We process collected data exclusively for legitimate financial operations, regulatory mandates, and service execution:

• Executing banking transactions, Letters of Credit, and hedging derivative structures.
• Fulfilling legal and statutory Anti-Money Laundering (AML) and Counter-Terrorist Financing (CTF) requirements.
• Authenticating user access and verifying corporate identity during system sessions.
• Monitoring platforms to prevent fraud, unauthorized access, and cyber threats.

3. Disclosure & Third Parties

Hillridge does not monetize personal data. We disclose information strictly under the following controlled circumstances:

• Correspondent Banks & Clearinghouses: SWIFT network partners required to settle cross-border funds or letters of credit.
• Regulatory Bodies: Government authorities, central banks, and financial regulators when mandated by law.
• Service Providers: Audited technology vendors operating under strict data processing agreements and confidentiality covenants.

4. Security & Encryption Standards

We maintain multi-layered defense mechanisms to ensure your data remains protected against unauthorized access, alteration, or disclosure. All stored data is encrypted using AES-256 standards, while communications across our networks require TLS 1.3 encryption.

5. Data Retention Policies

Personal and transaction data is retained only for as long as necessary to fulfill the purposes for which it was collected, or as required by financial record-keeping laws (typically 7 to 10 years following account termination).

6. Your Legal & Data Rights

Depending on your jurisdiction (such as GDPR in the European Union or CCPA in California), you possess statutory rights regarding your personal information, including the right to inspect, correct, or request deletion of data held by us, subject to statutory banking overrides.

7. Contact Data Protection Officer

For inquiries, data access requests, or privacy concerns, please contact our Data Protection Office: